October 10, 2018 – what does that date mean to you? Can you believe it was six years ago? I imagine that most people who are reading this article lived here during that time, and I am curious – what is your Hurricane Michael story? I would love to hear from you, and I may…
Hurricane Helene. Unnamed tropical disturbances. Iran firing missiles into Israel. Dockworker strike. Upcoming election. Debates and press conferences. Now insert anything in your life that causes or enhances uncertainty and poof – you’ve got a spooky October. Congratulations! Actor Vincent Price once said, “It’s as much fun to scare as to be scared.” I have…
Can you believe it’s already October?! Three quarters of the year are behind us – one quarter to go! And what a quarter it will be. Interest rate policy will be a major point of interest in the coming months. The Federal Reserve just reduced rates by 0.50%, and they will be closely watching employment…
Medicare open enrollment period is fast approaching. This year, the window opens on Oct. 15 and closes on Dec. 7. Per Medicare.gov, there are actually five different enrollment periods. The first is the initial enrollment period for people who are new to Medicare. This period starts three months before you get Medicare and ends three…
I read a pretty good bit. It started as a child reading The Hardy Boys books. One summer I read enough books to win the “You Read The Most Books Over The Summer” award. There is a saying that imitation is the sincerest form of flattery, and at some point I began to write, probably…
Is your financial house protected from the weather and storms, foreseen and unforeseen, that will inevitably flow into your life over the remainder of your life? If you are reading this article, two things are probably true: you are probably a “mature” adult and you have probably already endured many financial storms. Some of those…
Due to rising unemployment and a slowing of inflation, the Federal Reserve Board has indicated that it intends to reduce the federal funds rate that it charges banks for overnight loans. While there has not been a stated amount of the reduction or a set date for a reduction, the first interest rate cut is…
Do you own a business? Do you know someone who owns a business? Please share this article’s eye-opening information. I would love to hear some feedback on the below points. I recently attended the annual conference in San Diego for LPL Financial, and there was a great deal of focus and attention placed upon the…
I just returned from my annual conference in sunny and hot (but it’s a dry heat haha) San Diego, California hosted by my broker dealer LPL Financial, LLC. We had meetings from 8 a.m. until 5 p.m. for two days, and, yes, I attended all of them! We heard from experts in a variety of…
If you own individual stocks or a variety of stocks through mutual funds and/or exchange traded funds, the first part of the month of August has been interesting (to put it mildly). I have talked before about how the markets are near all-time highs. Since October 2023, most market indices have increased dramatically, but we…
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